JORDAN B RIVERA

SSN Message: Exact match between SSN on input and on file.

Address

Current Address

1420 SAMPLE ST
AUSTIN TX 78702
Reported: 08/20

Previous Address

100200 PO BOX 100200
AUSTIN TX 78714
Reported: 04/21

Previous Address

985 EXAMPLE AVE
AUSTIN TX 78745

Employment

  • EMPLOYER X

Profile Summary

Record Counts

Tradelines:

13

Collections:

7

Public Records:

1

Inquiries:

5

Derogatory Items

Negative Tradelines:

8

Tradelines with any historical negatives:

3

Occurrence of any historical negatives:

6

Tradeline Summary

Count High Credit Credit Limit Balance Past Due Payment Available
Revolving 7 $0 $0 $0 $0 $0 N/A
Installment 4 N/A N/A N/A N/A N/A N/A
Mortgage 1 N/A N/A N/A N/A N/A N/A
Open 1 N/A N/A N/A N/A N/A N/A
Closed w Bal - N/A N/A $250 N/A $15 N/A
Total 13 N/A N/A $250 N/A $15 N/A

Resident Score

Resident Score

551

Key factor(s) which may affect your score:

  • Too few open revolving accounts
  • Too many inquiries
  • Too many different phone numbers reported
  • Too many serious derogatory items

Tradelines

Trade Total

Count

13

Balance Total

$250

Total Credit Limit

$2,300

Total Past Due

N/A

Trades

RIVR EDG INV

Industry: Finance or Personal
Loan Type: Automobile
Loan Terms: Installment 030 Monthly
Account Type: Individual account for sole use of consumer
Opened: 11/18
Verified: 10/21
Closed: 10/21
Paid:
Balance: N/A
Past Due: N/A
Credit Limit: N/A
Payment Amount: $298
Status: Paid or paying as agreed
Remarks: Closed
Notes: Automated Account
Account closed normally 10/24/2021

Payment History Summary

(28 months)

  • 2
    30
  • 1
    60
  • 0
    90
  • 0
    120
Payment History
2021
  • Sep
  • Aug
  • Jul
  • Jun
  • May
  • Apr
  • Mar
    60
  • Feb
    30
  • Jan
2020
  • Dec
  • Nov
  • Oct
  • Sep
  • Aug
    N/A
  • Jul
    N/A
  • Jun
  • May
    N/A
  • Apr
  • Mar
  • Feb
  • Jan
2019
  • Dec
    30
  • Nov
  • Oct
  • Sep
  • Aug
  • Jul
    N/A
  • Jun

FIRST MERIT

Industry: Banks
Loan Type: Automobile
Loan Terms: Installment Monthly
Account Type: Individual account for sole use of consumer
Opened: 05/18
Verified: 12/20
Closed: 12/20
Paid:
Balance: N/A
Past Due: N/A
Credit Limit: N/A
Payment Amount: $664
Status: Paid or paying as agreed
Remarks: Closed
Notes: Manual Account
Account closed normally 12/01/2020

Payment History Summary

(16 months)

  • 1
    30
  • 0
    60
  • 0
    90
  • 0
    120
Payment History
2020
  • Nov
  • Oct
  • Sep
  • Aug
  • Jul
  • Jun
  • May
  • Apr
  • Mar
  • Feb
  • Jan
2019
  • Dec
  • Nov
    30
  • Oct
  • Sep
  • Aug

HSBC BANK

Industry: Banks
Loan Type: Credit Card
Loan Terms: Revolving
Account Type: Individual account for sole use of consumer
Opened: 11/13
Verified: 04/20
Closed: 04/20
Paid: 12/19
Balance: N/A
Past Due: N/A
Credit Limit: $300
Payment Amount: N/A
Status: Paid or paying as agreed
Remarks: Closed
Notes: Paid; 12/27/2019
Automated Account
Account closed normally 04/02/2020

Payment History Summary

(14 months)

  • 1
    30
  • 1
    60
  • 0
    90
  • 0
    120
Payment History
2020
  • Mar
  • Feb
  • Jan
2019
  • Dec
  • Nov
    60
  • Oct
    30
  • Sep
  • Aug
  • Jul
  • Jun
  • May
  • Apr
  • Mar
  • Feb

FNCC

Industry: Banks
Loan Type: Credit Card
Loan Terms: Revolving
Account Type: Individual account for sole use of consumer
Opened: 12/14
Verified: 04/19
Closed: 07/18
Paid:
Balance: N/A
Past Due: N/A
Credit Limit: $400
Payment Amount: N/A
Status: Paid or paying as agreed
Remarks: Credit card lost or stolen
Notes: Automated Account
Account closed normally 07/27/2018

Payment History Summary

(15 months)

  • 0
    30
  • 0
    60
  • 0
    90
  • 0
    120
Payment History
2019
  • Mar
  • Feb
  • Jan
2018
  • Dec
  • Nov
  • Oct
  • Sep
  • Aug
  • Jul
  • Jun
  • May
  • Apr
  • Mar
  • Feb
  • Jan

HSBC BANK

Industry: Banks
Loan Type: Credit Card
Loan Terms: Revolving MIN
Account Type: Individual account for sole use of consumer
Opened: 11/13
Verified: 09/15
Closed: 09/15
Paid:
Balance: $250
Past Due: N/A
Credit Limit: $300
Payment Amount: $15
Status: Paid or paying as agreed
Remarks: Credit card lost or stolen
Notes: Automated Account
Account closed normally 09/01/2015

Payment History Summary

(4 months)

  • 0
    30
  • 0
    60
  • 0
    90
  • 0
    120
Payment History
2015
  • Aug
  • Jul
  • Jun
  • May

SEVENTH AVE

Industry: Department/Variety and Other Retail
Loan Type: Charge Account
Loan Terms: Revolving
Account Type: Individual account for sole use of consumer
Opened: 02/24
Verified: 07/26
Closed: 09/24
Paid:
Balance: N/A
Past Due: N/A
Credit Limit: N/A
Payment Amount: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Notes: Automated Account
Account closed normally 09/09/2024

Payment History

No payment history reported

US BK CACS

Industry: Banks
Loan Type: Credit Card
Loan Terms: Revolving
Account Type: Individual account for sole use of consumer
Opened: 12/18
Verified: 07/26
Closed: 05/25
Paid:
Balance: N/A
Past Due: N/A
Credit Limit: $500
Payment Amount: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Notes: Automated Account
Account closed normally 05/06/2025

Payment History

No payment history reported

CREDITONEBNK

Industry: Banks
Loan Type: Credit Card
Loan Terms: Revolving
Account Type: Individual account for sole use of consumer
Opened: 02/16
Verified: 12/25
Closed: 12/23
Paid: 07/23
Balance: N/A
Past Due: N/A
Credit Limit: $300
Payment Amount: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Notes: Paid; 07/19/2023
Automated Account
Account closed normally 12/02/2023

Payment History

No payment history reported

CREDITONEBNK

Industry: Banks
Loan Type: Credit Card
Loan Terms: Revolving
Account Type: Individual account for sole use of consumer
Opened: 02/16
Verified: 12/25
Closed: 10/23
Paid: 09/23
Balance: N/A
Past Due: N/A
Credit Limit: $500
Payment Amount: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Notes: Paid; 09/25/2023
Automated Account
Account closed normally 10/01/2023

Payment History

No payment history reported

CITIMORTGAGE

Industry: Banks
Loan Type: FHA Real Estate Mortgage
Loan Terms: Mortgage
Account Type: Individual account for sole use of consumer
Opened: 01/14
Verified: 07/25
Closed: 07/25
Paid:
Balance: N/A
Past Due: N/A
Credit Limit: N/A
Payment Amount: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Notes: Automated Account
Account closed normally 07/31/2025

Payment History

No payment history reported

AUTO RITE

Industry: Automotive
Loan Type: Automobile
Loan Terms: Installment
Account Type: Individual account for sole use of consumer
Opened: 04/25
Verified: 03/25
Closed: 03/25
Paid: 03/25
Balance: N/A
Past Due: N/A
Credit Limit: N/A
Payment Amount: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Notes: Paid; 03/17/2025
Automated Account
Account closed normally 03/17/2025

Payment History

No payment history reported

EATON FAM CU

Industry: Credit Union and Finance Other Than Personal Companies
Loan Type: Deposit Account with Overdraft Protection
Loan Terms: Open
Account Type: Individual account for sole use of consumer
Opened: 12/19
Verified: 06/24
Closed: 09/23
Paid: 06/24
Balance: N/A
Past Due: N/A
Credit Limit: N/A
Payment Amount: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Notes: Paid; 06/30/2024
Automated Account
Account closed normally 09/30/2023

Payment History

No payment history reported

CONDOR CAPTL

Industry: Automotive
Loan Type: Automobile
Loan Terms: Installment
Account Type: Individual account for sole use of consumer
Opened: 09/20
Verified: 06/21
Closed: 06/21
Paid: 06/21
Balance: N/A
Past Due: N/A
Credit Limit: N/A
Payment Amount: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Notes: Paid; 06/30/2021
Automated Account
Account closed normally 06/30/2021

Payment History

No payment history reported

Collections

Collection Totals

Count

7

Balance Total

$723

Collections

ARS

Industry: Collection services
Loan Type/Terms: Open
Account Type: Individual account for sole use of consumer
Opened: 03/26
Verified: 06/26
Current Balance: $723
Original Balance: $723
Past Due: $723
Status: Collection account
Remarks: Placed for collection
Comment: Automated Account

Credit Grantor: MEDICAL

EOS CCA

Industry: Collection services
Loan Type/Terms: Open
Account Type: Individual account for sole use of consumer
Opened: 09/22
Verified: 08/23
Current Balance: N/A
Original Balance: $151
Past Due: N/A
Status: Payment after charge off/collection
Remarks: Paid collection
Comment: Paid; 11/22/2022
Automated Account
Account closed normally 11/22/2022

Credit Grantor: AT T

ERC

Industry: Collection services
Loan Type/Terms: Open
Account Type: Individual account for sole use of consumer
Opened: 11/24
Verified: 02/25
Current Balance: N/A
Original Balance: $208
Past Due: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Comment: Paid; 02/07/2025
Automated Account
Account closed normally 02/07/2025

Credit Grantor: AT T

CREDIT COLL

Industry: Collection services
Loan Type/Terms: Open
Account Type: Individual account for sole use of consumer
Opened: 11/23
Verified: 04/24
Current Balance: N/A
Original Balance: $821
Past Due: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Comment: Paid; 04/19/2024
Automated Account
Account closed normally 04/19/2024

Credit Grantor: PROGRESSIVE SPECIALTY INSURANC

UN COLL TOL

Industry: Collection services
Loan Type/Terms: Open
Account Type: Individual account for sole use of consumer
Opened: 10/23
Verified: 02/24
Current Balance: N/A
Original Balance: $536
Past Due: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Comment: Paid; 02/21/2024
Automated Account
Account closed normally 02/21/2024

Credit Grantor: MEDICAL

GRACERECOVRY

Industry: Collection services
Loan Type/Terms: Open
Account Type: Individual account for sole use of consumer
Opened: 04/22
Verified: 01/23
Current Balance: N/A
Original Balance: $55
Past Due: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Comment: Paid; 01/31/2023
Automated Account
Account closed normally 01/31/2023

Credit Grantor: MEDICAL

CBE GROUP

Industry: Collection services
Loan Type/Terms: Open
Account Type: Individual account for sole use of consumer
Opened: 11/20
Verified: 02/21
Current Balance: N/A
Original Balance: $8,628
Past Due: N/A
Status: Unrated
Remarks: Chapter 7 bankruptcy
Comment: Paid; 02/12/2021
Automated Account
Account closed normally 02/12/2021

Credit Grantor: DOMINION EAST OHIO I

Inquiries

Date Name Kind of Business
08/17/2025 TENANT Real Estate and Public Accommodations
06/30/2025 CREDIT PLUS Miscellaneous
09/02/2024 DEVCON SECUR Personal Services Other than Medical
08/25/2024 FBD/THINK CA Banks
08/25/2024 DRIVE FINANC Finance or Personal

Public Records

Bankruptcies

Date Reported: 04/17/2025
Case #: 1X1X3X8
Court Type: Federal District
Court Location: AUSTIN, TX
Date Settled: 07/26/2025
Type: Chapter 7 bankruptcy discharged
Attorney: ATTORNEY X
Account Type: Individual account for sole use of consumer
Plaintiff:
Kind of Business: Miscellaneous
Liability:
Asset Amount:
Member Code: SAMPLE-MC